New Year’s financial resolutions: Making them stick

Sponsored Partner Post: Edward Jones

Millions of Americans set money-related resolutions each January, such as saving more or reducing debt.

But too many resolutions fade quickly. A 2023 Forbes Health poll found that over half of people give up on their resolutions by April.

The issue isn’t necessarily motivation. It could be execution.

Here are some things to consider.

Vague goals like “save more” often fail. Instead, set specific, measurable targets like, “Save $100 a month.”

You might also focus on just one or two priorities: building an emergency fund, increasing retirement plan contributions, or paying down debt.

Then, track your progress regularly and break big goals into small steps. Each win builds momentum to reach the next goal.

Finally, find an accountability partner or work with a financial advisor to stay on track.

The new year offers a fresh start. With clear goals, a realistic plan, and the support you need, 2026 could be the year your financial resolutions finally stick.

The best approach? Use AI for insights and lean on human wisdom for guidance. Stay curious about what tech can do — and clear about your financial priorities, which only you can define.

This content was provided by Edward Jones for use by Tracy Milanese, your Edward Jones financial advisor at 602-265-3437.

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