How can you boost your savings?

It might not be on your calendar, but America Saves Week is observed from April 7–11. Are you saving enough? If not, how can you save more?

Actually, you can take several steps to potentially boost your savings.:

• Start by making a budget. You can find many free budgeting apps to help you track your spending and show you ways of cutting back.
• It’s also important to pay yourself first. Consider having money automatically moved from a checking account into an account you don’t use for your daily expenses.
• And take advantage of cash-back offers. You may already have a credit card that pays you cash back for purchases, but you can go online and find apps that do the same thing.
• Also, do what you can to lower your debt load, or possibly consolidate your debts.

Finally, get some help. Your employer may offer an employee assistance program that offers credit counseling and other financial guidance. You might also want to work with a financial professional who can offer suggestions on saving and investing. Explore every avenue available to improve your savings skills. It could make a big difference in your life.